Comparison

Kalshi vs Polymarket US: costs, funding and rules

Compare Kalshi with Polymarket US for dollar-account research. The international product has different access, fees and resolution. A smaller fee does not make differently defined contracts equivalent.

Independent research. We receive no commission from the official links on this page. Our disclosures →

Which product answers your question?

For US dollar-account research, compare Kalshi with Polymarket US. The international Polymarket product has a different account, fee schedule and resolution system; it is context here, not a US trading alternative. A smaller fee does not compensate for a differently defined contract.

DecisionKalshiPolymarket USInternational context
Account / fundingUSD; ACH and other documented railsUSD; cleared-fund and KYC workflowSeparate wallet/asset workflow; US access restricted
100 × 50¢ taker example$1.75 general model$1.7375 raw; $1.74 half-even collectionCategory schedule; not the US coefficient
Maker treatmentGeneral zero unless scheduledUS maker/rebate tiers in US scheduleSeparate international programme
Settlement evidenceMarket-specific source/rules and lifecycleUS contract settlement/rulesInternational resolution docs
Separate product identities: Polymarket US dollar account and international wallet product.
Original educational diagram. Examples are illustrative, not live data.
Source provenance and retrieval dates

Which product answers your question?

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Polymarket US fees ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19

Polymarket US product identity ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US funding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US restrictions ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published source scope only. Numerical examples labelled hypothetical are our calculations; private-account performance is not established.

Choose by contract and workflow

Kalshi is a useful research starting point for broad event-contract questions. Polymarket US is useful for readers who want its dollar-based order book and documented US funding workflow. Neither has been assigned a star rating or a universal winner. A particular contract’s definition and liquidity can matter more than a one-cent scheduled fee difference.

This is a US-product comparison. International Polymarket pricing, liquidity and wallet instructions are excluded from the US column.

Source provenance and retrieval dates

Choose by contract and workflow

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Polymarket US product identity ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US fees ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19

Polymarket US funding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US withdrawal rules ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US restrictions ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published source scope only. Numerical examples labelled hypothetical are our calculations; private-account performance is not established.

The same $50 entry scenario

For 100 standard $1-payoff contracts at $0.50, Kalshi’s general M=1 taker fee is $1.75; Polymarket US’s standard taker fee is $1.7375 before its rounding rule, collected as $1.74. If they win, net proceeds above entry outlay are $48.25 and $48.26 before other costs. If they lose, losses are $51.75 and $51.74.

The Kalshi PDF is effective July 7 and the US schedule October 19, 2026. Special series, Table Tennis, combos, maker charges/rebates and funding can invalidate this simple pairing. Those numbers do not establish identical available contracts or executable prices.

Source provenance and retrieval dates

The same $50 entry scenario

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Polymarket US product identity ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US fees ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19

Polymarket US funding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US withdrawal rules ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US restrictions ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published source scope only. Numerical examples labelled hypothetical are our calculations; private-account performance is not established.

Funding and access side by side

Kalshi’s schedule lists no Kalshi ACH deposit/withdrawal charge and up to 2% on card deposits. Polymarket US lists bank/card deposits clearing in 3–4 business days and wires in one, and returns withdrawals to the original funding source in FIFO order. It supports Apple Pay, PayPal, Venmo and certain USDC deposits as well.

Polymarket US requires KYC before funding/trading and restricts trading using confidential information or a position able to affect an outcome. The documents do not supply a definitive current state-by-state access matrix for every contract; that specific limit should not be confused with an unknown fee schedule.

Source provenance and retrieval dates

Funding and access side by side

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Polymarket US product identity ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US fees ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19

Polymarket US funding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US withdrawal rules ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US restrictions ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published source scope only. Numerical examples labelled hypothetical are our calculations; private-account performance is not established.

Settlement and limits

The contract rulebook controls resolution source, observation window and alternative outcomes. US documentation explicitly allows market-defined alternative settlement. Similar market titles do not prove the same expiry or dispute terms.

An exit requires a counterparty at a real bid/ask, not merely a displayed historical last price. We compared published mechanics and costs; no account deposit or withdrawal benchmark was conducted. Readers who need a forecast rather than platform mechanics should distinguish implied probability from a guaranteed event likelihood.

Source provenance and retrieval dates

Settlement and limits

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Polymarket US product identity ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US fees ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19

Polymarket US funding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US withdrawal rules ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US restrictions ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published source scope only. Numerical examples labelled hypothetical are our calculations; private-account performance is not established.

Product reference and official destinations

Kalshi event contracts

Costs
General M=1 taker: $1.75 for 100 at $0.50; market exceptions apply.
Source provenance and retrieval dates

Kalshi event contracts: Costs

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Kalshi fee rounding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published documents, not account quote or complete eligibility audit.

Funding / billing
ACH has no Kalshi deposit/withdrawal fee in the reviewed schedule; card/processor costs differ.
Source provenance and retrieval dates

Kalshi event contracts: Funding / billing

Kalshi fee schedule ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07

Published documents, not account quote or complete eligibility audit.

Access / product scope
US-focused event-contract product; market and account restrictions apply.

No specific primary support for this summary field is established; do not infer eligibility or a zero fee.

Kalshi event contracts: documented features and limits →Visit official site: Kalshi event contracts

Polymarket US

Costs
Standard taker: 0.0695 × C × p × (1−p), cent half-even rounding.
Source provenance and retrieval dates

Polymarket US: Costs

Polymarket US fees ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19

Published documents, not account quote or complete eligibility audit.

Funding / billing
Card/ACH typically clear in 3–4 business days; source/FIFO withdrawal rules.
Source provenance and retrieval dates

Polymarket US: Funding / billing

Polymarket US funding ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US withdrawal rules ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published documents, not account quote or complete eligibility audit.

Access / product scope
US product; KYC before funding/trading.
Source provenance and retrieval dates

Polymarket US: Access / product scope

Polymarket US account requirements ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Polymarket US restrictions ↗
Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Published documents, not account quote or complete eligibility audit.

Polymarket US: documented features and limits →Visit official site: Polymarket US

Sources

  1. Kalshi fee schedule →Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-07-07
  2. Polymarket US fees →Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verifiedDocument effective date: 2026-10-19
  3. Polymarket US funding →Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified
  4. Polymarket US restrictions →Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified
  5. Polymarket US product identity →Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified
  6. Polymarket US withdrawal rules →Last successful source check: 2026-10-24Evidence origin: direct public-document read · Current evidence status: verified

Your next useful step

Use a known price; the calculation does not supply current odds.

Translate a quote into implied probability →

Keep researching

Platform guide

Kalshi: a source-based product guide

A broad event-contract venue with a price-dependent fee schedule. Best understood through contract rules, order type and total outlay.

3 min readDesk research
Platform guide

Polymarket US review: dollar accounts, funding and contract costs

A documentation-based assessment of the US product: what identity checks precede trading, how cleared withdrawals work, and what a standard contract costs. International wallet instructions do not apply.

3 min readDesk research
Fee guide

Kalshi fees: formulas, funding and a full trade example

The published schedule separates general taker charges, market-specific maker charges, settlement and funding. Here are the numbers and their limits.

4 min readDesk research
Fee guide

Polymarket fees: the US and international schedules

US standard taker fees, market exceptions, maker rebates and international coefficients belong in separate columns.

3 min readDesk research